Terms of Service

By creating an account or otherwise using LunarEcho (the "Service"), you agree to these Terms of Service. If you don't agree, don't use the Service.

LunarEcho is operated by an individual (Zachary Vorwaller, contact zachary.vorwaller@gmail.com), not a company. You are dealing with one operator. Treat the Service accordingly.

LunarEcho is a personal trading workspace covering chart analysis, paper trading, automated strategy execution, backtesting, and integration with third-party brokers (Coinbase, Alpaca, Tradier). Some features are gated to paid (Pro) tier; all gates are documented in our pricing copy.

You bring your own broker keys for any live execution. We never place orders against accounts you haven't explicitly connected.

• You are responsible for keeping your password secure.
• You are responsible for any activity on your account. If you suspect compromise, contact us immediately so we can lock the account.
• One account per person. Don't share credentials. Don't use the Service to operate accounts on behalf of third parties without their authorization.
• You must be at least the age of majority in your jurisdiction to open a brokerage account. You agree you meet that requirement.

The paper-trading engine is a simulation. Fills are not real market fills. Slippage and latency are modeled as bounded constants. Returns observed in paper are not a guarantee of returns in live markets.

LunarEcho is software, not a financial advisor. We do not provide investment advice, trade recommendations, or fiduciary services. Every order placed through LunarEcho on a connected broker is your decision, your risk, and your responsibility.

• Trading involves substantial risk of loss. You can lose more than you deposit (margin / options).
• AI-generated content (Claude post-mortems, trade ideas, daily briefs, strategy proposals) is informational only. Treat it as you would any third-party signal: with skepticism. The model can be wrong, hallucinate, or miss context.
• Backtests are based on historical data and known limitations of the simulation. Past performance does not predict future performance.
• The kill switches, daily-loss limits, and per-trade caps are guardrails, not guarantees. Markets can gap; orders can fill outside expected ranges; networks can fail. You retain final risk.

To the maximum extent permitted by law, LunarEcho and its operator are not liable for trading losses, missed trades, broker-side errors, third-party API outages, data inaccuracies, or consequential damages arising from your use of the Service. Use the Service at your own risk.

If a court finds we are liable despite the above, our total liability is capped at the amount you paid us in the twelve months prior to the event giving rise to the claim, or USD $100, whichever is greater.

You can delete your account at any time by emailing us at the address in the Contact section. We will remove your account data within 30 days, except where retention is required by law or for legitimate audit-trail purposes (we keep an anonymized record of trades / orders for at least 7 years).

We can suspend or terminate accounts that violate these terms, abuse the service, or pose a security risk. We will notify you via the email on file when reasonably possible.

We may update these terms when product changes warrant it. The "Last updated" date at the top reflects the current version. Material changes will be communicated via email to the address on your account at least 14 days before they take effect; using the Service after that date constitutes acceptance.

Questions, account deletion requests, or security reports: zachary.vorwaller@gmail.com.

See also the Privacy Policy for what data we collect and how it is handled.